Alert Review Summary Sample (Fictional)

This sample demonstrates how I reviewed transaction alerts, identified unusual behavior, and escalated based on risk indicators.

Alert Type

Unusual wire activity

Customer Profile

  • Individual retail customer. 
  • Account open for about three years. 
  • Low risk at onboarding. 
  • No prior wire transfer history. 

Alert Trigger

An automated alert was generated due to a deviation from the customer’s normal transaction pattern.

Observed Activity

  • Within 48 hours, the customer sent two outgoing wire transfers totaling $18,200. 
  • Both wire requests were submitted online. 
  • A new beneficiary was added on the same day as the first wire request.

Why This Activity Is Notable

  • The activity represents a sudden change from the customer’s normal behavior. 
  • The customer previously had no wire activity. 
  • Multiple indicators occurred close together, increasing the risk of potential fraud or account compromise. 

Action Taken

  • The activity was escalated to Compliance after the second inconsistent transaction. 
  • No conclusions were made about intent or legitimacy. 
  • The customer was not contacted. 
  • The activity was documented in accordance with escalation and recordkeeping expectations.